What the partner handles
- assessing borrowing capacity;
- comparing offers from several banks;
- assembling the file and paperwork;
- following the case through to the deed.
Who is the partner?
My Broker Portugal, Lda., a credit intermediary registered with the Banco de Portugal under number 0007664.
EA Contabilidade is not a credit intermediary and gives no credit advice: we pass the request to the partner, who reviews the situation and presents the offers.
TODO-BDP: the intermediation category registered with the Banco de Portugal is still missing — tied, untied or ancillary. The regulatory wording is not complete without it.
What about the tax paperwork?
EA Contabilidade prepares the accounting and tax documents the bank asks for: IRS returns, tax clearance certificates, company financial statements.